All three have issues that really hinder their use with a screen reader. I’ve mostly given up on all of them. Voice Dream with Bookshare, BARD, and the iBooks and Kindle apps are how I get books.

Overdrive is good for audiobooks, but the e-book reader has serious usability issues last I checked. Libby is pretty well useless across the board. Not sure about Hoopla unfortunately; sorry. The Overdrive website is great, and the classic desktop app for book management will just give you regular mp3 copies of your books. E-books are through Adobe Digital Editions, which is pretty accessible on Windows and there are solutions for breaking the encryption so you can load the book onto your phone. All clunky solutions that basically require a computer, but we do have the access with some extra work.

Overdrive is clunky but the best if it is between Libby and that particular app. I haven't used the other.

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Also, there is a feature that will allow you to check books out to the Kindle, and you can read ebooks easily with that app. I hope this helps.