thatsmysharpie 2 points 2y ago
Yeah, so your coverage starts August 1st and lasts until September 30th. Open enrollment for 2020-2021 health insurance is August 3 - 24th, I believe. You need to re-enroll during this time, and whatever you pick during August will go into effect on October 1st and last until September 30th, 2021.
Benefits are use them or lose them, so if your insurance starts on August 1st and you can get an appointment before September 30th, you should 100% do it. Using your benefits now will have no effect on what benefits are available to you in October. So say you chose a vision insurance plan that offers a credit for contacts or glasses, you could use the credit now and get glasses, do re-enrollment in August, and go back and use your new credit in October for contacts.