You need to go to netbenefits.fidelity.com and register as a new user and see what's there for you. Most of the time, bean grants are posted mid-November to every partner who has been working since at least May of that year. You'll probably have one bean stock grant to accept. Each November there will be an additional one added to accept. On a rare occasion over my 8 years, they have done an additional grant like in April, but that is sporadic at best.

One half of the stock grant vests after one year, the other half vests the following year. (You can only withdraw cash from vested stock.) So basically, whenever you leave, you'll be leaving behind essentially 1.5 years of stock that hasn't vested yet, but there's an incentive to quit at the end of November any given year to maximize your gain. So right now you'll have grants to accept, but no cash available to you yet. When you accept the grant does not affect when you can collect or how much you get.

While you're on the Fidelity site, if you have any leeway at all in your monthly budget, it's an excellent idea to set up a 401k and/or Roth IRA and have some money taken out of your check for retirement. The younger you are, the better this advice is.

Do you mean bean stalk- as in Jack and the bean stalk?