I've been on a Starbucks silver plan for 8 years. It's not officially considered a high deductible plan (not eligible for a HSA). The bronze plans are. That doesn't mean, of course, that the deductible is necessairly something that feels low or manageable to you.

I haven't had to have an extended hospital stay or surgery, so I can't speak to those costs. I do take a specialized prescription that costs insurance $10k/month. My copay would be $50/month (was $30/mo two years ago), but a copay assistance program from the manufacturer makes it $5. So $5 instead of $10k each month makes me feel pretty good about my insurance costs. I pay about $30 each time I have a blood draw for labs every few months. Copays to see doctors are what you see listed.

So I think two things are relevant:
1. How much do you expect to use insurance? Are you fundamentally healthy independent of prescriptions and care? If so, a bronze plan would probably be fine, but would be unfortunate if you had a medical surprise during the year. A silver plan mitigates those risks a good deal, and is a reasonable middle ground if you do need ongoing medical care. I have never met anyone who considers the gold plans a good choice for their circumstances.

2. Do you have another option for insurance? If so, comparisons should be pretty easy. If you're considering foregoing insurance entirely, good Lord, at least get a bronze plan. That way you have a safety net if you get injured or sick, and those are pretty little taken out of each paycheck.

ETA: you didn't ask about vision coverage, but I have a Gold plan for that for relatively little money ($8/paycheck?), every time I have to get glasses, the people processing my insurance and calculating my payment say, "holy shit, where do you work? This is amazing coverage!" I got a pair of prescription sunglasses with polarization and all the good stuff for $20. Decent dental coverage is just about as cheap.

Let's just say... with Starbucks insurance, my birth control was like... $20 or $30? And without insurance it was $110. My routine exams were covered completely. Vision was covered up to $200 on frames.

The only time I paid out of pocket was when I went to urgent care for suspected tonsilitis/strep; I paid for the lab, only.

My current insurance with a full time office job, I pay 100% out of pocket until I hit my deductable, "insurance discount" excluded. Starbucks insurance far surpassed the insurance I have with a "proper" full time job.

If you're generally healthy, silver should be fine - it still covers all routine checkups. I had... silver health, gold dental and vision, and I think I paid $40 out of every paycheck? ezpz

So far it's been worth it. I don't have any major health issues. I do suffer from allergies and asthma, and I've been able to go to the doctor and get a skin prick test, as well as a comprehensive health evaluation, and my inhaler, so it's been worth it for me. The vision covers my glasses and contacts, and the plan also helps since I take an antidepressant.