And they only cover it if you’re a cis/het couple. I’m guessing that’s more of an issue with the insurance companies themselves but I haven’t done any further research.

I have a coworker currently going through either IUI of IVF, been a minute since I talked to her about it, but it didn't sound like Sbux covered much (part of me wants to say they had to go through her husbands insurance but I can't be certain). I can get more specifics from her if no one else chimes in here for you.